Tax-Loss Harvest Proposal

Generate a proposal from verified tax lots and provider-backed prices without placing replacement trades.

Version: v2

Stability: stable

Sandbox: Available

Production: Entitlement required

Target latency: ≤ 900 ms

POST/api/v2/investment/portfolios/{portfolio}/tax-harvest

Replacement securities are explicitly user-supplied. FinanceGPT does not determine legal tax compliance.

Required scope: investment:run

Try it in the FinanceGPT sandbox

The playground uses deterministic isolated sandbox fixtures. It never queries production workspace data and does not require you to paste an API secret into the browser.

Example response

{
    "data": {
        "status": "draft",
        "financial_action_executed": false
    }
}

Code examples

curl

curl -X POST \
  https://equitygpt.app/api/v2/investment/portfolios/1/tax-harvest \
  -H "Authorization: Bearer $FINANCEGPT_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"tax_regime":"customer_policy","tax_rate_pct":27,"replacement_symbols":{"AAA":"BBB"}}'

python

import os, requests

url = "https://equitygpt.app/api/v2/investment/portfolios/1/tax-harvest"
headers = {"Authorization": f"Bearer {os.environ['FINANCEGPT_API_KEY']}"}
payload = {
    "tax_regime": "customer_policy",
    "tax_rate_pct": 27,
    "replacement_symbols": {
        "AAA": "BBB"
    }
}
response = requests.request("POST", url, headers=headers, json=payload)
response.raise_for_status()
print(response.json())

javascript

const response = await fetch('https://equitygpt.app/api/v2/investment/portfolios/1/tax-harvest', {
  method: 'POST',
  headers: { Authorization: `Bearer ${process.env.FINANCEGPT_API_KEY}`, 'Content-Type': 'application/json' },
  body: JSON.stringify({"tax_regime":"customer_policy","tax_rate_pct":27,"replacement_symbols":{"AAA":"BBB"}})
});
if (!response.ok) throw new Error(`FinanceGPT ${response.status}`);
console.log(await response.json());

php

<?php
$ch = curl_init('https://equitygpt.app/api/v2/investment/portfolios/1/tax-harvest');
curl_setopt_array($ch, [CURLOPT_RETURNTRANSFER => true, CURLOPT_CUSTOMREQUEST => 'POST', CURLOPT_HTTPHEADER => ['Authorization: Bearer '.getenv('FINANCEGPT_API_KEY'), 'Content-Type: application/json'], CURLOPT_POSTFIELDS => '{\"tax_regime\":\"customer_policy\",\"tax_rate_pct\":27,\"replacement_symbols\":{\"AAA\":\"BBB\"}}']);
$response = curl_exec($ch);
if (curl_getinfo($ch, CURLINFO_HTTP_CODE) >= 400) throw new RuntimeException($response);
echo $response;

Versions & changelog

v2 published

M27 publication of this governed FinanceGPT API operation.

Ready to build?

Explorer gives immediate isolated sandbox access. Production plans require a commercial entitlement.

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